Why SimpleDirect is Different
Our streamlined process, immediate decisions, and personalized support sets us apart.
No Impact on Credit
Checking rates on SimpleDirect doesn't affect your credit score.
Compare Multiple Options
Shop from 10+ different lending partners to find your best rate.
No Pre-Payment Penalties
Pay off the loan early anytime without any pre-payment penalties.
No Home Equity Required
Avoid using your home equity to fund your upcoming project.
How It Works
See personalized financing options from 10+ lending partners with no impact on your credit score.
Apply in Seconds
Complete our simple application form in just 2 minutes.
Compare Your Rates
See personalized offers from multiple lending partners.
Get Funded Fast
Get approved and funded as soon as tomorrow.
Hear from Other Homeowners
See how we're helping homeowners achieve their project dreams.
"Applied for loan and got immediate feedback via text and email about my lender options. Jordan from SimpleDirect was very professional and courteous."
Dunn Mcdee
Homeowner
"The process was very easy to go through. The questions were easy to answer and the response time was quick. I got my loan very quickly."
Barbara Holmes
Homeowner
"SimpleDirect's team went above and beyond to help me with my concerns. They tracked down an offer for me and made me feel like I was important."
Jennifer Middleton
Homeowner
Frequently Asked Questions
Does checking my rates affect my credit score?
No. When you check your rates on SimpleDirect, our lending partners perform a 'soft' inquiry which does not impact your credit score.